Reflection

I started investing in 2021 and I still haven't been consistent

By Moses Mubangizi · Published 29 July 2026 · 1 min read · Last updated 29 July 2026

I started investing in 2021 and I still haven't been consistent

I started in 2021. I have not been consistent. I invest from time to time, when there is something to invest.

If you are starting out in Uganda, unit trusts are where I would tell you to begin. The minimums are low, you do not need to understand much to start, and you can put in what you actually have instead of waiting until you have more. I am in Xeno and Britam. I am moving into bonds and treasury bills now.

I have followed two people who have helped me along the way. I would have made worse decisions without them.

The kitchen pays for this. Every shift is the thing that funds it.

moneyUgandaunit trusts
Moses Mubangizi, chef and developer in Riyadh
Moses Mubangizi
Chef de Partie in Riyadh with 10 years in East African and Gulf kitchens. Builds software for kitchens — Mise (restaurant procurement) and other products. Work with Moses.